One-Time Close (OTC) Construction Loans

Build Your Dream Home with Ease

At Mutual of Omaha Mortgage, we understand that building a home is more than a project—it's the foundation of your future. That’s why we offer One-Time Close (OTC) Construction Loans, a flexible financing solution that simplifies the homebuilding process and brings your dream home within reach.

Why Choose One-Time Close Construction Loan?

Unlike traditional construction loans, which require separate loans for construction and permanent financing, an OTC loan rolls everything into one seamless package. This means fewer headaches for you and your buyers, and more time to focus on creating the perfect home.

Key Benefits of One-Time Close Construction Loan:

Single Closing:

Save time and money with just one closing for both construction and permanent financing.

Locked-In Rates:

Secure a consistent rate upfront, avoiding the risk of fluctuating interest rates

Streamlined Process:

With fewer steps and paperwork, we make the process smoother for everyone involved.

Cost Savings:

Reduce closing costs and fees compared to managing multiple loans.

Let's get started

Chat with a member of our team about partnership opportunities.

First Name(Required)

Last Name(Required)

Email(Required)

Phone(Required)

Company Name(Required)

By submitting your contact information, you are providing your signature and agreeing to our Terms of Use and our Privacy Policy. You are also signing express consent to having Mutual of Omaha Mortgage, Inc., or representatives from our family of companies, contact you about your inquiry via text message, email address, or phone (even if it is a cellular phone number or other paid service for which the called or messages person(s) could be charged for such call or text) to the residential or cellular telephone number or email you have provided. This contact may include automatic telephone dialing system or an artificial or prerecorded voice or message. Message frequency varies and data rates may apply. You expressly consent to Mutual of Omaha Mortgage to contact you via any means made to any telephone number you provide, even if your telephone number is currently listed on any do not contact email list, internal, corporate, state or national Do Not Call Registry list. Consent is not required as a condition of utilizing Mutual of Omaha Mortgage’s services. You may opt out of receiving calls or other electronic communications at any time by making a Do Not Call Request.

Partnering with Mutual of Omaha Mortgage

When you work with a lender who offers OTC construction loans, you gain a powerful tool to help your buyers confidently take the next step toward homeownership.

Here’s how we help you simplify and succeed:

Tailored Solutions: We’ll guide your buyers through every step, ensuring they understand their financing options and feel confident in their choices.
Faster Approvals: Our experienced team expedites approvals, keeping your projects on schedule.
Enhanced Buyer Appeal: Offering OTC loans can attract more buyers who are ready to build their dream homes.