Mutual of Omaha Mortgage
Build With Confidence

With over a century of financial expertise, we’ve become a trusted partner for homebuilders nationwide, empowering them with reliable support, strategic guidance, and financing solutions tailored to each unique build. When you partner with Mutual of Omaha Mortgage, you’re backed by a team who shares your vision of building homes that will last a lifetime. Together, we’re helping put people in homes and keep them there.

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Why Partner with Us?

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Mutual of Omaha Advantage

As a division of Mutual of Omaha Mortgage, we bring the stability and reputation of a company that’s been helping people build secure financial futures for over 100 years. Our name is synonymous with trust, reliability, and community commitment—qualities we bring to every builder partnership.

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Dedicated Support for Builders

At Mutual of Omaha Mortgage, our builder-centric approach means that we work closely with you to understand the needs of your business and your buyers. From the first meeting to the final close, our experienced builder financing team is here to provide guidance and specialized support to ensure a streamlined process every step of the way.

Mission-Driven Lending

We believe in a purpose beyond financing. Our mission to ‘put people in homes and keep people in homes’ drives every interaction with our clients and partners. When you work with Mutual of Omaha Mortgage, you’re not only partnering with a lender but aligning with a team dedicated to supporting long-term homeownership and satisfied buyers.

Financial Strength

Mutual of Omaha is proud of its solid financial status, reinforced by strong marks from the leading rating agencies. See how Mutual of Omaha is committed to remaining Strong, Stable, and Secure.

Financing Solutions to Fit Your Business

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Mutual Flex Advantage

Enable builders to secure competitive interest rates ahead of sales, allowing them to confidently market attractive financing options to buyers.

  • Fund Allocation Requirements: Minimum commitment of $1 million required for trade eligibility
  • Loan Programs Available: Supports Conventional, FHA, VA, and USDA loans
  • Flexible Fee Structure: Designed to meet diverse project needs

Learn More about the Flex Advantage Program

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Forward Commitments

A forward commitment program, builders can access valuable rate reductions for buyers without requiring a large initial investment.

  • Entry levels available starting at under $1M.
  • Increased Sales Velocity: Offering reduced rates through a Forward Commitment attracts more prospective buyers, helping you move inventory quickly and efficiently.
  • Financial Control: Choose a commitment level that suits your project’s needs and budget, optimizing cash flow.

Learn More about forward commitments

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Mutual Builder's Advantage - “Your JV-less JV”

Enjoy all the perks of partnership without the added costs, lengthy legal contracts, or management responsibilities typically associated with JVs.

  • No Upfront Investment: Get started without the need for financial buy-ins or hidden costs.
  • Full Compliance Support: Stay compliant with ease; we take on the regulatory burden so you can focus on building your business.

Learn More about Preparing for the future

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Temporary Buydowns

Make homeownership more attainable with our rate buydown options, designed to reduce buyers’ monthly mortgage payments for up to three years.

  • Loan Compatibility: Available for Conventional, FHA, VA, and USDA loans
  • Smooth Transition into Ownership: Offers buyers financial flexibility as they ease into their new homes
  • Flexible Buydown Options: Choose from 3-2-1, 2-1, 1-1, and 1-0 structures to fit your buyers’ needs

Learn More about the Temporary Buydowns

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One-Time Close Construction Loans

Our One-Time Close Construction Loans make it easy for your clients to combine financing for lot purchase, construction, and their permanent mortgage into one seamless loan.

Learn More about One

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Our Process: Fast, Simple, and Transparent

We understand that time is money, especially in the homebuilding industry. That’s why we’ve developed a streamlined financing process designed to deliver:

  • Quick Approvals: Our pre-approval process helps your clients get qualified faster.
  • Simple Applications: Easy-to-navigate forms and minimal paperwork to speed things along.
  • Transparent Communication: Updates throughout each stage of the loan process to keep you and your clients informed.

Let's Explore Partnership Opportunities

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